Don't answer “yes.”
Answer whose, where, when.
Inventory common cyber-insurance fact groups without copying or completing an insurer's form. Mark partial and unknown facts, route each to the right owner, and prepare evidence for a broker and authorized signer to review.
Application fact-gap inventory
| Fact group | Status | Default fact owner |
|---|
Scope questions before any application answer
A reported “yes” is still unverified until a named owner provides a dated source and exact population. Discuss actual form wording, coverage and disclosure duties with the broker/insurer and appropriate advisers.
Insurance boundary: this tool does not reproduce or submit an insurer form, certify controls, recommend limits, predict eligibility/premium/coverage, or give legal/insurance advice. Never guess an answer. The applicant, broker, insurer and fact owners review the current application and evidence.
$15 Evidence Preparation Pack
Export a generic fact index with exact scope, evidence source/date, fact owner, unknown-item due date, broker/MSP review and authorized-signer boundary. It never turns an intake label into a certified answer.
- Eight control fact groups with scope and evidence fields
- Unknown/partial work queue by responsible owner
- Broker/MSP ambiguity and material-change review
- Authorized applicant signoff boundary
Official guidance and a public insurer-form example
PMF prior 87/100 · 90 days + 150 qualified visits + broker/MSP review before expansion