The variance is calculated.
The reason is evidence.
Match one period of redacted budget and actual rows by account and department. Revenue and expense impacts use explicit signs; zero budgets and missing rows become holds. No model invents why a number moved.
Budget-to-actual impact reconciliation
| Period / account / department | Type | Budget | Actual | Raw Δ | Economic impact | Δ % |
|---|
Top rows are ranked by absolute economic impact, not materiality policy or causality. Revenue above budget is favorable; expense above budget is unfavorable. Confirm signs, completeness and cause in source systems.
Finance boundary: raw CSV stays in this browser; the paid report receives redacted calculated rows plus human-entered reason text. This tool does not connect or modify a ledger, infer causality, reclassify accounts, calculate tax, consolidate entities, define materiality, produce a forecast or provide accounting advice. An authorized finance owner must reconcile source totals and approve commentary.
$12 Management variance review pack
Unlock a complete redacted driver register with source-key arithmetic, zero/missing-row holds, human reason and evidence fields, reforecast questions and management signoff. It is one-time until next-month return proves a membership job.
- matched budget/actual source keys and visible arithmetic
- revenue/expense economic-impact ordering
- zero-budget, duplicate and missing-row holds
- human reason, evidence and management implication
- reforecast question and finance/department signoff
Native reports and the explanation boundary
PMF pre-judgment 80/100 · 30 days + 150 qualified visits before a behavioral verdict